RV Financing on New and Used RVs in Minnesota

Why Finance Your RV?
When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?
Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.
Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.

How Does RV Financing Compare With Other Payment Options?
Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000.

The Last Word on RV Financing
Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

Coach-Net 24/7 RV Technical & Roadside Assistance

Let’s face it — most roadside service plans are all the same, with little room for big differences. But little differences can be a BIG deal! Since 1987, Coach-Net has provided RV technical & roadside assistance paying careful attention to the specialized needs of the RVer. Whether you need advice from an RV technician who can guide you through many common technical and operational issues or roadside and campsite assistance, our extensive provider network throughout the United States and Canada is available whenever and wherever you need it. From motorcycles to motor homes, Coach-Net has you covered!

RV Appearance Protection

Platinum Protection Systems Ultimate Plus
Platinum Ultimate Plus Diamond Ceramic Paint/Gel Coat protection is the first ever long-term protective coating to combine nano diamonds with ceramic technology. The nano diamonds give unparalleled shine and reflection, creating a diamond brilliance finish to your RV. The ceramic forms a chemical bond to the surface for outstanding protection. The two· technologies together result in a stunning appearance with high levels of gloss, slickness, and reflect

CLICK HERE to view the brochure.

Extended RV Service Contracts

We have multiple extended service contracts based on your needs! See below for options:

AGWS - EXTENDED SERVICE AGREEMENT
AGWS has two awesome plans for both Towable as well as Motorized RVs! The PLATINUM PLAN covers all repairs to your vehicle, except for the exclusions listed under the What this Agreement Does Not Cover section of your contract. This provides an all-encompassing level of protection to have constant peace of mind! This GOLD PLAN provides the second highest level of protection so you can enjoy every adventure knowing you're covered!

CLICK HERE to view AGWS TOWABLE Brochure

CLICK HERE to view AGWS MOTORIZED Brochure

XtraRide - EXTENDED SERVICE AGREEMENT
Add worry free travel to your RV purchase by adding an EXTENDED SERVICE AGREEMENT by Protective XtraRide.  Also an industry leader, XtraRide will extend the length of coverage beyond the manufactures warranty. The XtraRide Service Agreement Program will provide exceptional service and efficient claims handling. You can also increase the resale value on your RV since the agreement is easily transferable. Other benefits include Platinum coverage, 24 hour technical assistance and road service, towing, service calls, travel expenses, and good in USA and Canada. Deductible options range $50 - $500. ExtraRide is the only service contract Endorsed by the RVDA since 1992. Optional Tire and Wheel Program - provides coverage for the unexpected cost caused by road hazards such as potholes, nails. jagged metals, etc. All benefits are extended to the tow vehicle as well. The following items are covered if caused by a road hazard; flat tire repair, tire replacement, wheel or rim repair or replacement , mounting and balancing, valve stems, and taxes. Get aXtraRide quote today!

CLICK HERE to view ExtraRide TOWABLE Brochure

CLICK HERE to view ExtraRide MOTORIZED Brochure

Rider's Advantage Lifetime Battery Service

Never miss a ride, never miss a moment. Nothing kills a good adventure faster than a dead battery. Our Lifetime Battery Vehicle Service Contract keeps RVs ready for anything. When RVs sit sit too long many times the battery will die due to non-operations. Unlike a car, which is probably driven daily, RVs are often not started as frequently. The battery needs regular use to maintain longevity and keep it going for years.